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The short sale process takes between four and six months to add. Borrowers will undergo a auditing management application and are needed to submit a lot of documentation into the loss mitigator. Some banks require borrowers to possess a buyer prepared before granting short sale approval. Others will encourage the borrower to list their property through a broker.
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Over several homeowners have sought foreclosure prevention help under Obama’s Making Home Affordable software package. MHA offers programs for homeowners experiencing financial hardship including: Home Affordable Foreclosure Alternatives (HAFA), Home Affordable Refinance Program (HARP), and Home Affordable Loan Modification (HAMP).